Insurance of foreigners for national visa

Medical insurance for foreigners for national visa.

Health insurance is one of the most important documents required of foreigners applying for a national visa in Poland. It applies to all non-Schengen visitors, regardless of the purpose of their arrival. Medical insurance is necessary for both tourist travelers and those coming for work, study or cultural exchange programs.

Why is insurance required?

Polish law and EU regulations require you to have a valid health insurance policy for the entire period of your stay in Poland. Without valid medical insurance, you cannot apply for a national visa (type D) or a residence card. For those not registered with the Social Security Administration, it is necessary to present a private health policy. This document must be valid on the date of the decision and written in Polish.

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What does the insurance cover?

 Schengen Insurance for foreigners provides comprehensive health care coverage, covering mainly:

  • diagnostic testing costs,
  • Hospital stays, surgeries, treatments,
  • Medical transportation between facilities,
  • outpatient treatments,
  • Purchase of medicines and medical supplies,
  • dental treatment up to 400 zÅ‚,
  • repatriation or cremation costs,
  • Costs of stay of an accompanying person (up to 50% of the sum insured).

Minimum sum insured is €30,000, according to the Law on Publicly Funded Health Care Services. The insurance can be taken out for a period of 1 month to 3 years and can be renewed multiple times.

Additional protection extensions

Insurance can be extended o:

  • NNW, or the aftermath of accidents,
  • Liability in private life (damage caused to third parties),
  • protection for persons physically working or who practice sports high risk.
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When is proof of insurance required?

Confirmation of health insurance is mandatory in the process of applying for national visa or residence card in Poland. In order for the offices to grant the application, the foreigner must present one of the accepted documents - this can be current private health insurance policy, ZUS RCA declaration For the last month, entry in the insurance card, contract with the National Health Fund together with proof of payment of premiums or foreign medical policy Translated by a certified translator. 

It is worth remembering that this document must be valid as of the date of the decision and drawn up in Polish. However, there are situations in which this obligation does not apply to the applicant - for example, when the applicant is spouse of a Polish citizen, a family member of a foreigner with international protection or stays in the country without valid residence permits. Nevertheless, for most people, insurance is not only a formal requirement, but also a viable safeguard for health and life during their stay in the Republic.

Buy online - why is it the most convenient solution?

Buy online - fast, convenient and safe. Taking out insurance with Schengen Insurance is a simple process that you can complete entirely without leaving your home. All you need to do is fill out a short online form, indicate the period for which you want to be covered, and make payment by bank transfer or card. After a few minutes you will receive a ready policy in PDF format to your e-mail address - ready to be presented at the provincial office, consulate or during border control. 

This is ideal for those who value convenience, time and the assurance that they meet all formal requirements. 

Don't delay - take care of your health and legal residency today. Choosing a proven medical policy, you gain peace of mind and protection throughout your stay in Poland or the Schengen Area.

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