Insurance for international students
Medical insurance for a foreigner who is a student at a university in Poland or the Schengen Area.
Studying abroad is an exciting challenge and an opportunity for growth, but it also requires certain formalities - including having valid health insurance. The Schengen Insurance policy was created for foreign students studying in Poland or Schengen countries. It provides the necessary health protection, accepted by universities, offices and consulates, and takes only a few minutes to purchase. It allows you to focus on your studies and enjoy student life - without worrying about unforeseen medical expenses.
Insurance obligation for foreign students
Foreign students studying in Poland or other Schengen countries should take care of the following adequate health insurance. This applies to both undergraduate, master's and doctoral students. Regardless of whether they are from Ukraine, Belarus, Russia or another non-EU country, every student must have medical insurance throughout their stay.
Insurance for international students also applies to doctoral students and seminarians, including those from Eastern European countries such as Belarus, Ukraine and Russia. All of them should have health insurance to cover any medical expenses. It should be noted that medical insurance for students who are foreigners is honored by the Department of Foreigners Affairs, as well as universities.
Health insurance for foreign students is mandatory throughout your stay in Poland. Already during your enrollment at the university, you sign a statement that you will join the NFZ insurance as soon as you arrive in Poland. Accordingly, you are required to deliver a copy of the contract concluded with the NFZ immediately to the dean's office.
Forms and options of insurance
Health insurance for foreigners studying in Poland include:
Health insurance for students can be purchased fully online, without having to leave home. All you need to do is fill out a simple form, select the policy term and pay the premium. The document is sent to your email and can be immediately presented to the university or the office.
Insurance in the National Health Fund vs. a private policy
Non-EU students can enter into a voluntary agreement with the NFZ, paying the premiums themselves, unless they have a Pole's Card or confirmed Polish ancestry. In this case, the premiums are paid by the university. In order to conclude a contract with the NFZ, one needs a passport, a legal residence document (such as a visa), and a certificate of student status. However, this process is time-consuming, so many people choose the more convenient commercial insurance.
EU and EFTA student insurance and formal obligations
Insurance for EU/EFTA students Students who are citizens of EU or EFTA countries can receive health benefits on the basis of the European Health Insurance Card (EHIC) or a replacement certificate. They are then entitled to free benefits in the event of sudden deterioration of health, but without coverage for preventive and chronic treatment.
It is worth mentioning at this point that citizens of the European Union can take insurance in their own countries. In such a case, when you are in Poland, the document that will confirm that you have insurance and at the same time entitle you to receive healthcare services free of charge is the European Health Insurance Card or a certificate issued by the National Health Fund.
Buy insurance online and get peace of mind while you study!
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